Banking & capital markets
Mandatory regulatory work, core modernization and cost-income targets all draw on the same change-the-bank capacity. With aangine, they sit in one live plan, so leaders see what each mandate displaces before the next quarter reveals it.
The challenge
Capital rules such as Basel 3.1 and FRTB, operational resilience under DORA and AI Act obligations for credit scoring all arrive with dates the bank cannot move. None of them is the hard part on its own. The hard part is that they draw on the same people: risk data, finance, model validation and the platform teams that also own the modernization roadmap.
Resilience is no longer a project with an end date. Registers of information, resilience testing, exit strategies, incident reporting and the remediation of every finding are a standing load on the infrastructure, security and vendor teams that run the bank every day. Meanwhile, the core still has to be replaced while the bank keeps running.
When regulatory work grows, something else slips, and too often nobody can say what until a quarter later. Cost-income targets then cascade as a number, and the change portfolio is cut evenly because nobody can see in time which work carries the value. Each spreadsheet what-if takes days, and the steering deck is outdated when it is presented.
“…from wishes & guesses to discussions based on facts and real possibilities.”
How aangine helps
Projects, actuals and capacity come in from Planview, ServiceNow SPM, OpenText PPM, Jira or Azure DevOps, and approved plans go back to them. No rip & replace.
Basel 3.1, FRTB, DORA remediation and AI Act work are locked with their fixed dates, so they never move. One click replans the rest of the change portfolio around them, honoring every dependency and deadline, and shows which initiatives moved and which team or budget ran out.
Capacity is planned by team, role or skill, with run-the-bank and operations work next to projects. Add a remediation item with a fixed date and the knock-on effects across every dependent initiative appear in the room, not a quarter later.
Every initiative, mandatory or not, sits in one plan with its cost, value and capacity. Set the budget a cost-income target allows, and the algorithms flag the lowest-value, non-mandatory work and show what the remaining budget can really deliver.
The AI Portfolio Analyst highlights risks, patterns and anomalies and ranks recommendations. Bring your own AI, on-premises or cloud. Only IDs reach the model, never project, person or department names. Charts and numbers come from aangine’s algorithms, and people make the call.
In practice
Core modernization is where the plan meets reality: a product launch arrives, a regulator asks for new reporting, and the engineers who know the old core are needed in three places at once.
Import projects, actuals and capacity from the PPM and delivery tools your teams already use. Estimates are fine; data quality improves as you plan.
Shift the migration wave and replan in one click. Locked regulatory work stays untouched, dependencies hold, and the plan shows every initiative that moved and why.
Put scenarios side by side: protect the launch, absorb the new reporting request or rephase the program. Each shows its cost, capacity, value and timing.
Approve the chosen scenario, push it back to the delivery tools and set a new baseline. The board sees what the decision costs and what it displaces.
How aangine works
aangine is the decision layer above the tools you already use. No rip & replace: it imports your plans, replans them in one click and pushes the approved plan back.
The result: faster, clearer decisions when it matters most.
What our customers report in their case studies. Read the customer results
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Book a demo to talk through your bank’s change portfolio: the mandates you must meet, the modernization you need to protect and the cost-income target you have to hit.
